An Indescribable Freedom

It's hard to put into words the journey I've personally been on from being so far in debt there was no end in sight, to being in a position where I am happy to be able to say I am debt-free except for a mortgage (that will be paid off in four years, God-willing). I don't think people who are in any kind of debt, but especially large amounts of debt, fully see and understand what kind of bondage they are in. I know I didn't until I was free from it.

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This Is A Test... Would You Survive?

There is a whole lot of advice out there these days about how to survive in today's fallen economy. Some really good, some not so good at all. Sell everything and freak out? Not such a good idea. Calmly look at your financial portfolio and decide on short and long-term goals? Pretty good advice.

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Credit

Funny thing about credit. In the 'old days' companies looked at your credit ratings to see if you could afford a loan. Now they look at it to see how much money they can make off of you.

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